Insurance guidance you can trust.
Life, health, motor and business insurance for families and businesses across India, with personal help for renewals and claims.
- New policies
- Renewals
- Claims assistance
Cover for your family, vehicles and business
Tap any service to enquire on WhatsApp.
Life Insurance
Term, savings, child and pension plans, with guidance on choosing the right cover for your family.
Health Insurance
Individual, family and senior citizen cover.
Car Insurance
New policies and renewals, comprehensive or third-party.
Two-Wheeler Insurance
Quick renewals for bikes and scooters.
Commercial Vehicle Insurance
Goods vehicles, taxis, buses and fleets.
Industrial Insurance
Fire, property, stock and machinery cover for factories.
General Insurance
Shops, offices, travel and personal accident cover.
We keep helping after you buy
Most insurance work happens after the policy is issued. Tell us what you need.
Free policy check-up
Send us your existing policies. We'll check them and explain what's missing, in plain language.
- Is the cover amount enough?
- Are nominee details correct?
- When is each renewal due?
- Any gaps in your family's cover?
Renewals
Renew on time so your cover never lapses.
Premium payments
Help paying premiums and getting your receipts.
Policy updates
Nominee, address, mobile number and KYC changes.
Claim assistance
Step-by-step guidance and a documents checklist.
Making a claim? Call us first.
A claim is when insurance matters most. We guide you so nothing is missed.
- 1
Tell us what happened
Call or WhatsApp with your policy number and a few details.
- 2
Inform the insurer correctly
We explain how to register the claim and what to do next.
- 3
Get your documents ready
We share a checklist so your claim isn't delayed.
- 4
Follow up until it's done
We help you track the claim with the insurance company.
Common documents checklist
The exact list depends on the insurer and the claim. We'll confirm yours.
Motor claim
- Policy copy
- Vehicle RC
- Driving licence
- Photos of the damage
- FIR, for theft or injury to others
- Repair estimate and bills
Health claim
- Policy or health card
- Photo ID
- Hospital bills and payment receipts
- Discharge summary
- Doctor's prescriptions and test reports
Life insurance claim
- Original policy document
- Claim form
- ID and bank details of the policyholder or nominee
- Death certificate, for death claims
Real help, before and after you buy
Personal advisor
Talk directly to an experienced advisor, not a call centre.
Clear explanations
We explain what's covered, what isn't, and any waiting periods before you buy.
Reachable from anywhere
Based in Hosur, and easy to reach on call or WhatsApp from anywhere in India.
Support that continues
Renewals, updates and claims help for as long as you hold the policy.
Our promise
- We never ask for your OTP, PIN or passwords.
- You get the official policy document and premium receipt from the insurance company.
- We explain exclusions before you buy, not after a claim.
- Your details are used only to service your policies.
Common questions
Is third-party vehicle insurance mandatory?
Yes. Under the Motor Vehicles Act, every vehicle used on public roads must have at least third-party insurance.
What's the difference between third-party and comprehensive cover?
Third-party cover pays for damage or injury you cause to others. Comprehensive cover also protects your own vehicle against accidents, theft, fire and natural calamities.
My vehicle insurance has expired. What should I do?
Renew as soon as possible, because driving without valid insurance is an offence. After a gap, the insurer may need to inspect the vehicle, and you can lose your no-claim bonus if you don't renew within 90 days of expiry.
What do I need to renew my vehicle policy?
Usually your previous policy copy or vehicle number, the RC, and whether you made any claim in the last policy year.
Does health insurance cover existing illnesses?
Most plans cover pre-existing conditions only after a waiting period, and this varies from plan to plan. Tell us your family's needs and we'll explain the options clearly.
Can you help with a policy I already have?
Yes. We help with renewals, premium payments, nominee and address updates, and claims. Send us the details on WhatsApp.
Talk to Murugesan G
Call or WhatsApp for new policies, renewals, claims help or any policy service.
- Insurance advisorMurugesan G
- Phone & WhatsApp
- Office
- Office hours